In addition to your Horizon Online Home Banking password security, First National Bank and Colorado First National Bank provides additional security measures with Multifactor Authentication, or MFA. MFA strengthens the safeguards in place at log in by adding additional steps to verify your identity. Although these security enhancements are benefiting you and your security, your day to day experience will change very little, if at all. Once your authentication steps are in place ,you can continue to manage your finances online as you always have. 

When you log in, enter your Home Banking User Name. On the next screen you will see the image you have selected. If the image appearing is indeed the one you selected, then enter your Horizon Online Home Banking password. If it is not, go no further and contact us immediately. You may be prompted to answer your security questions as well, which is likely if you are logging in on a computer you don’t normally use. Simply answer the question(s) and continue to access your accounts. Multifactor Authentication is state-of-the-art internet security at it’s best.  You can rest easy knowing it is working hard to further protect your and your finances. If you are logging in from a computer we do not recognize, you will be presented with one or more challenge questions. Enter the answer to the question(s) in the field(s) provided exactly as you answered when setting up the challenge questions, then click Next to access your accounts.