Checking Accounts


Premium Elite Choice
Minimum Opening Deposit
$100 $100 $100
Monthly Service Charge $9.00* $6.00 $3.00
Interest Yes, on Balances over $1,000 No No
Additional Account Features
Images Provided with Statement and Discount on Checks Images Provided with Statement N/A
*Service Charge will be waived if balance is above $500 each day of the statement cycle. 

Savings Accounts


Savings Account Christmas Club Account Investment Account
Minimum Opening Deposit $100 $0* $10,000
Service Charge $0 $5.00 Early Withdrawal Fee $9.00**
Interest Yes, on Balances over $100 Yes Yes
Additional Account Features N/A Balance paid out first week in November Images Provided with Statement
*Required automatic transfer from existing FNB account on the 5th or the 20th of each month.
**Service charge will be waived if balance is above $1,000 each day of the statement cycle. 


Certificates of Deposit*


FNB Bank CD Horizon  CD 200 Day CD
Minimum Opening Deposit $1,000 $1,000 $1,000
Term Length 91 Days to 5 Years 19 Months 200 Days
*A penalty may be imposed for early withdrawal.