First National Bank/Colorado First National Bank's Mobile Deposit services are designed to allow you to make deposits to your checking, savings, or money market savings accounts from home or other remote locations by capturing the image of a check and delivering the images and associated deposit information to First National Bank/Colorado First National Bank or our designated processor.


Follow these easy steps to deposit checks anywhere, anytime:

  1. Log in to our app on your mobile device and select Mobile Deposit.
  2. Follow the on-screen enrollment steps.
  3. After enrollment is approved, select Deposit Check.
  4. Select the account to deposit to and enter the check amount.
  5. Properly endorse the check with “For FNB Mobile Deposit Only”, the account owner’s signature, and your FNB/COFNB account number.
  6. Take a picture through the app of both the front and back of the check.
  7. Review the deposit information entered and Submit.
  8. You will get a notification that the deposit has been received and will be reviewed.
  9. You will get a final notification that the deposit is accepted or rejected.


Items that can be deposited

Checks made payable to the account owner(s) that have been properly endorsed and are within the daily limit and check limit of $2,500.00.

Items that cannot be deposited including, but not limited to:

· Foreign checks

· Bonds

· Checks payable to a person NOT on account being deposited to

· 3rd party checks

· Returned or re-deposited items

· Rebate checks

· Money Orders

 

After making a deposit

DO NOT re-present the item. Keep the check for at least 30 calendar days from the date of deposit.

 

Note: Same day processing cutoff time for submitting deposits is 3:00 p.m. Mountain Time (M-F), excluding Federal holidays.

 

Message and data rates may apply. Please check with your communications service provider for access rates, texting charges, and other applicable fees.

Please contact First National Bank/Colorado First National Bank with any questions at 1-800-899-7977 or mdc@fnb.com.