Savings Accounts

Christmas Club Account

  • Required automatic transfer from existing account on the 5th or the 20th of each month.
  • Monthly Statements.
  • No early withdrawals.
  • Payout the first week of November.
  • Interest credited at payout.
  • Horizon Online Banking.

Health Savings Account

  • Monthly fee if balance falls below $3,000 on any one day $5.00 and earn interest at savings rate.
  • Minimum opening deposit $50.00.
  • Account must be tied to a High Deductible Insurance Plan.
  • Interest is compounded and credited monthly.
  • Images will be returned with statement.
  • Debits must be for medical purposes only.
  • Horizon Online Banking.
  • Medical Debit Card may be issued.

Kids Club Savings Account

  • No minimum opening balance.
  • Interest is compounded and credited monthly.
  • FNB will put $1.00 into the account upon opening.
  • 2 signatures are required to withdraw funds.
  • No minimum account balance to earn interest.
  • Up to 6 debits per quarter - No charge
  • 7 or more debits .50/item
  • Limited to 6 debits per month.
  • Horizon Online Banking.

Regular Savings Account

  • Interest is compounded and credited quarterly.
  • Minimum opening deposit $100.00.
  • Minimum account balance to earn interest $100.00.
  • Up to 6 debits per quarter No charge
  • 7 or more debits .50/item
  • Horizon Online Banking.
  • ATM Card.
  • Limited to 6 debits per month.

For more information call 1-800-899-7977 or click here to contact us via email.