Christmas Club Account

  • Required automatic transfer from existing account on the 5th or the 20th of each month.
  • Monthly Statements.
  • $5.00 Early Withdrawal Fee
  • Payout the first week of November.
  • Interest credited at payout.
  • Horizon Online Banking.


Health Savings Account

A $3.00 per month fee will be incurred per mailed paper statement. For your convenience, we offer Internet/Mobile Banking and eStatements at no charge. eStatements will be e-mailed directly to you at no charge.

  • Monthly fee if balance falls below $3,000 on any one day - $5.00 
  • Interest will be earned at or above a $500 balance.
  • Minimum opening deposit $50.00.
  • Account must be tied to a High Deductible Insurance Plan.
  • Interest is compounded and credited monthly.
  • Images will be returned with statement.
  • Debits must be for medical purposes only.
  • Horizon Online Banking.
  • Medical Debit Card may be issued.


Consumer Savings Account

A $3.00 per month fee will be incurred per mailed paper statement. For your convenience, we offer Internet/Mobile Banking and eStatements at no charge. eStatements will be e-mailed directly to you at no charge.

  • Interest is compounded and credited quarterly.
  • Minimum opening deposit $100.00.
  • Minimum account balance to earn interest $100.00.
  • Up to 6 debits per quarter No charge
  • 7 or more debits .50/item
  • Horizon Online Banking.
  • ATM Card.
  • Limited to 6 debits per month.