

Checking Accounts
| Features | Business Checking |
Business Checking
(Sole Proprietor)
|
|---|---|---|
| Minimum Opening Deposit |
$100
|
$100 |
|
Monthly Service Charge
|
$9.25 | $9.00* |
| Interest |
No
|
Yes, on Balances over $1,000 |
| Additional Account Charges |
Debit Item: $0.15/item
Transit Item: $0.06/item
Earnings Credit: $0.20/$100 average
Collected balance applied to Monthly Fee
|
N/A |
| Additional Account Features | Images Provided with Statement | Images Provided with Statement and Discount on Checks |
*Service Charge will be waived if balance is above $500 each day of the statement cycle.
Savings Accounts
| Features | Savings Account | Investment Account |
|---|---|---|
| Minimum Opening Deposit | $100 |
$10,000
|
| Service Charge | $0 | $9.00* |
| Interest | Yes, on Balances over $100 | Yes |
| Additional Account Features | N/A | Images Provided with Statement |
*Service Charge will be waived if balance is above $1,000 each day of the statement cycle.
Certificates of Deposit*
| Features | FNB Bank CD | Horizon CD |
|---|---|---|
| Minimum Opening Deposit | $500 | $1,000 |
| Term Length | 91 Days to 5 Years | 19 Months |
*A penalty may be imposed for early withdrawal.
