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Personal Accounts

Looking to open an account? Contact one of our deposit officers or stop by a location near you and our experienced staff will help you find an account that fits your needs. 

FNB Club Account

Let us help you make saving easy with our club account. The account features include:
  • Automatic monthly transfers from an FNB account
  • Competitive interest rates 
  • Balance paid out the last business day in October
 
Features Premium Elite Choice
Minimum Opening Deposit
$100
$100
$100
Monthly Service Charge $9.00* $6.00 $3.00
Interest
Yes, on Balances over $1,000
No
No
Additional Account Features Images provided with statement and discount on checks

Images provided with statement

N/A
*Service Charge will be waived if balance is above $500 each day of the statement cycle. 
Features Savings Builder Savings Account Club Account Investment Account
Minimum Opening Deposit
$1,000 $100 $0* $10,000
Service Charge

$0

$0
$5 Early Withdrawal Penalty

$9.00**
 
Interest
Yes, tiered based on balance Yes, on balances over $100

Yes

Yes
Additional Account Features
Cash Reward based on deposits***

N/A
Balance paid out last business day in October
Images provided with statement
*Required automatic transfer from existing FNB account on the 5th and/or the 20th of each month. 
**Service Charge will be waived if balance is above $500 each day of the statement cycle. 
***Cash reward based on monthly deposit amount and paid out at the end of the year.
Features FNB Bank CD Horizon CD 200 Day CD
Minimum Opening Deposit $1,000 $1,000 $1,000
Term Length 91 Days to 5 Years 19 Months 200 Days
*A penalty may be imposed for early withdrawal.
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A WEALTH OF EXPERTISE
 

Financial Planning is Finding a Map to Reach Your Destination.

 
Your retirement plan should focus on milestone moments in your life while keeping your financial future on track.