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Personal Accounts

Checking Accounts


Features Premium  Elite Choice
Minimum Opening Deposit $100 $100 $100
Monthly Service Charge $9.00* $6.00
$3.00
Interest  Yes, on Balances over $1,000 No No
Additional Account Features Images Provided with Statement and Discount on Checks Images Provided with Statement  N/A 
*Service Charge will be waived if balance is above $500 each day of the statement cycle. 


Savings Accounts


Features Savings Account Christmas Club Account Investment Account
Minimum Opening Deposit $100 $0*
$10,000
Service Charge $0 $5.00 Early Withdrawal Fee $9.00**
Interest Yes, on Balances over $100 Yes Yes
Additional Account Features N/A Balance paid out first week in November Images Provided with Statement 
*Required automatic transfer for existing FNB account on the 5th or the 20th of each month. 
**Service Charge will be waived if balance is above $500 each day of the statement cycle. 


Certificates of Deposit*


Features FNB Bank CD Horizon CD 200 Day CD
Minimum Opening Deposit $1,000 $1,000 $1,000
Term Length 91 Days to 5 Years 19 Months 200 Days
*A penalty may be imposed for early withdrawal.
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A WEALTH OF EXPERTISE
 

Financial Planning is Finding a Map to Reach Your Destination.

 
Your retirement plan should focus on milestone moments in your life while keeping your financial future on track.